Investment Management

Gold IRA vs Roth IRA

Investing in gold or Roth IRA would do any investor some good. No matter the type of investment, one should always try to put money to yield more returns in the future. If a low-stress and comfortable retirement are what you want, maybe it is time to set the ball into motion.

For some smart investors, Gold IRA vs Roth IRA is the best way to go. This type of account offers withdrawals that are tax-free once one reaches retirement age. One can also consider investing in gold which allows one to invest funds in many precious metals like silver, gold, palladium, and platinum.… Read the rest

Abey Francis

An Introduction to Hedge Funds

What are Hedge Funds?

A hedge fund is a type of private placement investment that is managed by investment management firms and is made up of sophisticated or institutional investors. The fundamental reason why various individuals participate in hedge funds is to protect themselves from losses in other assets. Managers of investment pools employ a variety of tactics, including leverage and esoteric asset trading, in an attempt to outperform the markets in terms of returns. Hedge funds invest in portfolios built with high risk management strategies in order to produce large returns even in the worst-case scenarios.

Hedge funds displays multiple characteristics which are discussed below:

  • Hedge funds are financial instruments which requires investment of large amount of capital and thus is not available to general public just as mutual funds are.
… Read the rest
Abey Francis

Children Today Are Smarter Than Ever, Is Your Future Planning Too?

You must be wondering how smart your children are and how they are learning so much beyond their years. For instance, ask your child to open an app on your smartphone, and they would do that in a jiffy.

Studies show that young children are smarter than adults and can imagine, observe and learn new things. If your children are this intelligent; therefore, don’t you want to make sure that they achieve greater heights in their lives?

You know how important a role does education plays in helping your children accomplish their dreams, which is why you should make the best arrangements for them.… Read the rest

Abey Francis

Socially Responsible Investment (SRI)

Socially responsible investment (SRI) can be defined broadly as an investment process that considers the social and environmental consequences of investments, both positive and negative, within the context of rigorous financial analysis. SRI funds aim to integrate personal, social and environmental concerns with financial considerations, their objective is to increase investors’ wealth while ensuring that the selected companies have a positive impact on people and the Planet. Often called ethical investments or sustainable investments, this type of investment has become increasingly popular in recent years.

The early stages of the SRI movement can be traced back to the nineteenth century, especially amongst religious movements such as the Quakers and Methodists.… Read the rest

Abey Francis

Think Beyond Traditional Plans to Maximize on Your Goals: Here’s How

Long gone are the days when you invested Rs. 1 lakh a year for 20 years to receive Rs. 20 lakhs. While our grandparents and parents were dependent on this benefit for their future retirement, the truth is that the present generation will not. The essential question here is, “What can the present generation do to secure their future?” and “Are there any chances of ever getting one that can match up to these plans?”.

The answer is Yes. Today,there are far more ways to potentially grow your money. There is another world of investment options beyond these traditional plans that can provide opportunities for maximizing your returns and saving for retirement.… Read the rest

Abey Francis

How To Minimize Risk When Investing Online

Any type of investment carries risk, and you should be distrustful of an investment opportunity that offers you a guarantee of your money back plus earnings. The greater the risk can mean the greater the return, however if the investment opportunities you are currently pursuing are resulting in a lack of sleep and causing you to worry about them then perhaps they are too high-risk and you should look at minimizing your stake to lower your potential losses. There are ways that you can try to minimize your risk when it comes to investing online, such as obtaining sage financial advice, diversifying your investment portfolio, and keeping up to date with all your investments and monitoring and reallocating funds where necessary.… Read the rest

Abey Francis