Participative Management – Workers Participation in Management

Human Resource Management

Case Study on Entrepreneurship: Larry Page

Business Analysis

The Boundaryless Career: Modern Contemperory Perspective on Career

Human Resource Management

How to Meet Costa Rica’s 2026 VASP Requirements Without Expanding Headcount

General Business Articles

Concepts of Throughput Accounting and Theory of Constraints

Financial Management

Interest Rate Administration by Reserve Bank of India (RBI) during Global Recession/Subprime Crisis

The subprime crises triggered by a dramatic rise in mortgage delinquencies and foreclosures in the United States, lead to major adverse consequences for banks and financial markets around the globe. Administered interest rates are one of the major measures for controlling the money supply in an economy. Bank rate, repo rate and reverse repo rate are administered by the Reserve Bank of India. The records show high fluctuation in the interest rates in the past in India. The Reserve Bank of India (RBI) made drastic cuts in interest rates during the recession period to make sure that the banks and individuals get the benefit of higher credit availability. The Government of India had the stimulus package for the India Inc., where as the Banking sector has been successfully managed by RBI measures. Meaning of Interest Rates/Policy rates: Interest rates can be defined from different perspectives, for an Individual an interest Continue reading

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Intermediary Participants in the Derivatives Market

The intermediary participants in the derivatives market are as follows: 1. Brokers For any purchase and sale, brokers perform an important function of bringing buyers and sellers together. As a member in any futures exchanges, may be any commodity or finance, one need not be a speculator, arbitrageur or hedger. By virtue of a member of a commodity or financial futures exchange one get a right to transact with other members of the same exchange. This transaction can be in the pit of the trading hall or on online computer terminal. All persons hedging their transaction exposures or speculating on price movement, need not be and for that matter cannot be members of futures or options exchange. A non-member has to deal in futures exchange through member only. This provides a member the role of a broker. His existence as a broker takes the benefits of the futures and options Continue reading

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Types of Buying Rates in Foreign Exchange Markets

In a purchase transaction the bank acquires foreign exchange from the customer and pays him in Indian rupees. Some of the purchase transactions result in the bank acquiring foreign exchange immediately, while some involve delay in the acquisition of foreign exchange. For instance, if the bank pays a demand drawn on it by its correspondent bank, there is no delay because the foreign corresponded bank would already have credited the nostro account of the paying bank while issuing the demand draft. On the other hand, if the bank purchases on “On demand” bill from the customer, it has first to be sent to the draws place for collection. The bill will be sent to the correspondent bank for collection. The correspondent bank will present the bill to the drawee. Depending upon the tine of realization of foreign exchange by the bank, two types of buying rates are quoted in India. Continue reading

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Balanced Mutual Funds

Mutual funds that invest both in debt and equity markets are called balanced mutual funds or simply balanced fund. A typical balanced fund would be almost equally invested in both the markets. The variations are equity funds that invest predominantly in equity (about 70%) and keep a smaller part of their portfolios in debt securities. These funds seek to enhance the income potential of their equity component, by bringing in debt. Similarly, there are predominantly debt funds (over 70% in debt securities) which invest in equity, to provide some growth potential to their funds. A balanced fund also tends to provide investors exposure to both equity and debt markets in one product. Therefore, the benefits of investment diversification get further enhanced as equity and debt markets have different risk and return profiles.

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Tips for Effective Research Interviews

There are three major processes or techniques of interviewing in which the research worker should develop proficiencies: (1) creating a friendly atmosphere, (2) asking appropriate questions, and (3) obtaining right, responses.   However, some of the basic rules of research interviewing are follows: In establishing friendly relations, spend some time at it to develop a cordial setting for the interview. Engage in pleasant conversation through which questions can arise naturally. Try to establish a relationship of mutual confidence and frankness by stating the purpose of the interview clearly and simply with sincerity and reasonableness, linking the topic of the inquiry to interest of the person. Establish pleasant associations or circumstances. Help the interviewee to feel at case and ready to talk. Be at ease yourself and make it apparent. Allow him time to get acquainted with the surroundings and to gain poise. Make him feel that he is an equal Continue reading

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Data Analysis in Research Methodology

After data are obtained are obtained through questionnaire, interviews, observation or through secondary sources, they need to be edited. The blank responses, if any, have to be handled in some way, the data coded, and categorizing scheme has to be set up. The data will then have to be keyed in, and some software program used to analyze them. Editing Data have to be edited, especially when they relate to responses to open-ended questions of interviews and questionnaires, or unstructured observations. In other words, information that may have been noted down by the interviewer, observer, or researcher in a hurry must be clearly deciphered so that it may be coded systematically in its entirety. Lack of clarity at this stage will result later in confusion. The edited data should be identifiable through the use of a different color pencil or ink so that original information is still available in case Continue reading

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